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NFIP and CRS Community Changes!

July 2020: The Town of Cheriton, located on the Eastern Shore, officially joined the National Flood Insurance Program (NFIP) ahead of peak hurricane season. Residents of the town are now eligible to purchase flood insurance backed by the federal government. This brings the Commonwealth’s total NFIP community count to 291. Congratulations, Cheriton!

October 2020: The City of Franklin officially joined the Community Rating System (CRS) program as a Class 9 community. NFIP flood insurance policyholders in high risk flood zones within the city will receive an automatic 5% discount on their flood insurance bill annually. Some flood insurance policyholders outside of high risk flood zones may also be eligible for a 5% discount. This addition brings the Commonwealth’s total CRS community count to 28. Great work, Franklin!

October 2020: James City County became the first CRS community in Virginia to reach a Class 5 rating! This means that NFIP flood insurance policyholders in high risk flood zones will receive an automatic 25% discount on their flood insurance bill annually. Some flood insurance policyholders outside of high risk flood zones may also be eligible for a 10% discount. Way to go, James City County!


Find more information on the NFIP/Floodplain Management here: https://www.fema.gov/floodplain-management

More information on the CRS program is available here: https://www.fema.gov/flood-insurance/rules-legislation/community-rating-system

Learn more about NFIP Flood Insurance here: www.floodsmart.gov